In the U.S., we’re allegedly past the Great Recession now. I suppose, by-and-large, my family’s finances are better than they were 18 mos. ago. My wife and I have been through some dark, dark, DARK TIMES as far as money is concerned. We are (I guess) the average American middle-class family (although, “average” and “middle-class” are ‘moving targets’ when it comes to definitions these days). There’s been a lot said and written about personal finance over the past 5 years or so.
Personally-speaking…….I have gone through such a metamorphosis about how I think about my money. I literally cant stop myself from laughing whenever I think about how the words “happiness” and “money” used to be linked in my personal world-view. I didn’t even know it was so severe until it started to change…..and change it has. I don’t at all believe that I’m in any position to give anyone advice, except to say, “If you want to know how to do it all wrong…..then look at how we did it.”
Two final thoughs while I’m waxing on about the Almighty Dollar:
Stupid Debt will destroy you. Most of how we get into debt in America is via Stupid Debt. Generally, so long as its a small house and you have a nice, polite, tidy little mortgage (with a stable interest rate)……a house is Smart Debt. Other than that, though, Stupid Debt will be your ruin…….take my word for it.
If you’re buying to make yourself happy…….you’ll NEVER BE ABLE TO BUY ENOUGH to reach that point……..never.
I’m not saying that I agree with everything David Cain says…….I both love him and hate him when he decides to become an anthropologist………..however, he says some remarkable things sometimes. A big chunk of this post (should be called an ‘essay’, really) is posted up in my office this very second. This single article has been “liked” on Facebook over 100,000 times…….a blog post, for God’s sake!!!!!?
Any-hoo, it (and many other interesting things he writes over there) is worthy of your time.
Some days…..a fella just feels like this guy.
Y’know, you hear words like “image crafting” and “image management” in today’s social media-laden world. People often only put really attractive photos of themselves up or only discuss their major successes…..stuff like that. I tend to like it when people discuss failures/struggles via social media……it often has a very real timbre to it in a universe laden with synthetic happiness.
In line with that: yesterday…..in less than two hours (before lunch, mind you!) I learned that my sister had a heart attack in the wee early hours of Wednesday morning (she lives in another state) and was being prepped for a heart catheterization and ALSO that one of my 20-year friend’s brother (only 52 years old!!!) had died in his sleep due to a heart attack that night!! Oh, and later that night, my friend’s flight (while en route to Indiana) had to make an emergency stop before arriving at its destination! (“Emergency stop” sounds like fun, when you’re flying home to see your grieving parents, doesn’t it??) Also, I was embroiled in a 5 hour meeting that day that was much more stressful and ardous than it needed to’ve been.
Rough day……I mean that!
The best little Gameboy music sequence you’d ever want!!